The first step will be to understand the goals and objectives as well as any planning that has taken place up until this point. Part of this discussion will revolve around the amount of risk to be taken according to your circumstances.

Next, we will review the overall plan and verify the probability of achieving your goals according to your risk tolerance, existing allocation and cash flow needs. In addition, we will review the fees being paid and make sure they are justified with the services that are being received.

If your current financial plan is on track, we will let you know. If some minor adjustments should be made, we will offer that suggestion. If significant improvements are needed, we will offer our services.